Can I Start a New Job While Receiving Workers’ Comp Benefits?
If you suffered injuries while on the job in Oregon and are currently receiving workers’ compensation benefits, you may wonder if it is possible to start a new job while still receiving these benefits. Before you accept a position at a new employer, it’s essential to understand the implications of starting a new job while on workers’ comp.
Understanding How Workers’ Compensation Laws Affect You If You Switch Jobs
If you’re receiving workers’ compensation benefits, you might wonder how changing jobs could affect them. You should be able to keep receiving medical treatment regardless of what happens with your employment. If you move to a different job that pays less than the job you had when you were injured, your time-loss benefits may be adjusted accordingly. However, if you switch jobs and your pay increases, your time-loss benefits will likely end because the insurer will assume you no longer need financial assistance.
Should I Wait Until I’m Fully Healed Before Changing Jobs?
Depending on your particular situation, you should consider waiting until you are fully healed before starting a new job, so you don’t aggravate your injury by doing too much too soon. Allow yourself the time to rest and recover from your injuries so you can work without fear of reinjuring yourself.
Can I Take a Second Job While Receiving Workers’ Comp Benefits?
For some injured workers, taking a second job while receiving workers’ comp benefits may seem like an attractive solution to fill the financial gaps left by their time-loss benefits. However, remember that any income you receive could affect the amount of your existing weekly benefit.
Insurance companies and employers have the right to know about any income you are receiving from a second job while collecting benefits. They may require proof of income from your second job to calculate an accurate benefit amount. Therefore, it is best to be honest with them about any wages you earn from a secondary source.
What If My Second Job Is Paid ‘Under the Table,’ and I Don’t Report My Income?
Working “under the table” is illegal, and if you are receiving workers’ comp benefits, you must report any additional income to the insurance company. Failing to do so could lead to penalties, including criminal prosecution for insurance fraud. Insurance companies will review your reported income to ensure you receive only what you are entitled to. If they discover unreported income, they could stop your benefits and demand repayment of overpayments.
When to Consult a Workers’ Comp Lawyer
If you are considering switching jobs while you’re still receiving workers’ compensation benefits, it is best to consult with a workers’ compensation lawyer before you do so. The last thing you want is to accidentally jeopardize your right to benefits. Jodie Anne Phillips Polich, P.C. has extensive experience with Oregon workers’ compensation law. Jodie can help you navigate the complexities of switching jobs while on workers’ comp.
Contact our firm today for a free legal consultation with a workers’ comp lawyer in Portland.
Jodie Anne Phillips Polich has been serving the needs of injured workers since 1993 and has developed a statewide reputation for the quality of her work.